Goodbye Problems

Easy application process

Debt Consolidation Services that Make You Free & Help You Plan Better

Simply fill out the application form and get a decision in minutes.


Years of experience

Flexible repayment terms

What is a Consumer Proposal?

A consumer proposal plan offers debt relief for Canadians struggling with paying monthly debts while avoiding going bankrupt. In Canada, the consumer debt proposals are the only program for debt settlement approved by the government.

What kind of Debt will a Proposal Consolidate?

Competitive rates

Credit Counseling

Our goal is to help you through your current problems and onto a brighter future. Helping you solve your financial issues and giving you the tools you need to succeed is what we’re all about.

Debt Solutions involves combining multiple debts into a payment plan. The primary goal of providing debt solution is to simplify the repayment process, potentially reduce the overall interest rate, and make it more manageable for individuals to pay off their debts.

Competitive loan rates.
Our rates beat competitors.

Our services

We are transparent with our fees & charges.

There are no hidden fees or charges, and we will explain everything to you upfront.

Credit counseling is a service that offers expert guidance and support to individuals struggling with debt management, providing strategies to regain financial stability and make informed decisions about their finances.

Bankruptcy is a legal process that provides individuals or businesses overwhelmed by debt with a fresh start by either restructuring their finances or liquidating assets, offering a path towards financial recovery under the guidance of the court.

Debt management encompasses strategies and techniques aimed at effectively handling and reducing debt burdens, often through budgeting, negotiation with trustee and the implementation of repayment plans.

Fast approval


Most unsecured debts, such as credit card debt and personal, can typically be included in bankruptcy. However, certain debts like child support and court-imposed fines may not be eligible.

If you owe more than $1,000 and have carefully reviewed all your options, declaring bankruptcy may be the right choice to make.

In conclusion, the first step to rebuilding credit is getting out of debt with a consumer proposal. As in the case of any program of repayment such as debt management plans, consumer proposals will have an effect on your credit report for the time being, while most clientele, however, realizes improvements on their credit score immediately after the program is completed.

+1 (905) 272-0090

Top-notch security measures.
Protecting personal and financial info.

Secure transactions

We secure your personal & financial information.

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Excellent customer service

We're here to help! Contact us with any questions or concerns.

Customer service is the cornerstone of a business's commitment to meeting the needs and expectations of its clients, offering prompt, friendly, and knowledgeable assistance to ensure a positive and satisfying experience.